Experienced Storm Damage Specialists
Within one to two business days of your initial contact, our estimator will visit your address and assess the storm damage to your roof. We will be 100% honest with our assessment, recommending only what will be best for the life of your roof. Our qualified estimators are also equipped with tools and some materials, and may be able to perform minor roofing repairs on the spot.
We know this can be a stressful time. Our team has years of experience dealing with storm damage, and we are recommended as a trusted roofing company by all insurance providers. You can rest assured we will get your roof back to where it needs to be quickly and efficiently!
T. Fuller Construction, Inc
Frequently Asked Roofing Insurance Claim Questions:
I don't see any roof damage from the ground. Should I be concerned after last night's hail storm?
If hail is accompanied by high winds, or lasts more than a few minutes, even small-sized hail can damage your roof or cause shingles to have loss of their protective granules. Sometimes these damages do not show up quickly, or can be easily overlooked. Loss of granule layers on your shingles can greatly shorten the life of your roof. You should have it inspected by an experienced roofing professional.
I'll have the insurance adjuster look at my roof. Why do I need a roofing company to look at it too?
The insurance adjuster may not do as thorough of an inspection as a roofing professional would do, and may overlook some of the hard to see damages that can be caused by wind and hail. Our estimators are professionally trained to look for storm damage and have the ability to help negotiate the proper claim settlement. We know what it takes to complete the roofing project and will be sure the settlement includes everything needed to restore your home to pre-storm condition.
How much does a roof inspection cost?
For storm damage and insurance claims we are happy to inspect your roof for free. Our estimators will be out to your address within one to two business days of initial contact to do a thorough inspection of your roof. You will then be given a professional estimate within one to two business days following the roof inspection.
This will vary by insurance company, but typically you can file a claim up to 12 to 24 months after the damage occurs. Contact your insurance agent for more information about this time period.
Do I have to go with the lowest bidder for my roofing repair?
No, your decision should be based on hiring the contractor that you feel most comfortable with and whom you feel will perform the best work. The insurance company will allow up to a certain amount, but they will only pay up to the amount on the invoice. For instance, your insurance allowance may be $5,000. You received bids from two different roofing contractors, one is for $4,000 and one is for $4,600. The insurance company will only pay the amount that is invoiced by the contractor you choose. Be sure you are comparing apples to apples when reviewing the estimates. There is probably a good reason if there is a large cost difference (quality of materials, experienced roofing crew, workmanship warranty, etc.).
What if your estimate is more than the insurance adjuster's estimate?
If our estimate exceeds what the insurance adjuster quoted, it is typically because the adjuster overlooked something in their inspection. Our estimators are highly trained and experienced, and in almost all cases we can work out the difference with the insurance company by submitting documentation of the additional damage we have assessed.